Conforming
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.651%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.169%  0.000%
First Time Homebuyer Fixed Rate
 Rate  APR  Points
 4.375%  4.401%  0.000%
5/1 Adjustable Rate 30YR.
 Rate  APR  Points
 3.750%  4.947%  0.000%
Jumbo
30 Yr. Jumbo Fixed Rate Mortgage
 Rate  APR  Points
 4.625%  4.637%  0.000%