FAQs
Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.
During the construction period of your mortgage, your monthly payment will be calculated as the interest due based on the outstanding balance of your loan, plus monthly mortgage insurance payments, if applicable. After the construction period ends, your monthly payments will be calculated based on the outstanding balance of your loan, the applicable interest rate, and the remaining loan term. An estimate of that monthly payment is shown below and is subject to change.
Clinton Savings Bank is a participant in the Federal Making Home Affordable refinancing program. In order to be eligible for this special financing you must meet certain criteria. Click here to determine if you qualify. If you believe you qualify and feel that the Making Home Affordable program shown below is best for you select it below.
- The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice.
- The monthly payment amount shown includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow account is established or required.
- Your APR will vary based on your final loan amount and finance charges.
- Additional Information about our 3 Year Adjustable Rate Mortgage (ARM) - The APR, interest rate and principal and interest payment are subject to increase and will change after the loan is closed due to market-driven changes to the index.
- Additional Information about our 5 Year Adjustable Rate Mortgage (ARM) - The APR, interest rate and principal and interest payment are subject to increase and will change after the loan is closed due to market-driven changes to the index.
- Additional Information about our 7 Year Adjustable Rate Mortgage (ARM) - The APR, interest rate and principal and interest payment are subject to increase and will change after the loan is closed due to market-driven changes to the index.
Complete the form below and we will create customized quotes based on your loan details.
We have assumed you will use the same criteria you used for your rate search. Click here to adjust the criteria for this rate watch.
Clinton Savings Bank NMLS#422081
If you complete our online mortgage application, your request will be assigned to one of our Mortgage Originators, John Ryan NMLS #27261 or Elisa Cuddy NMLS #857471. If you complete our
online equity application, your request will be assigned to one of our Branch Managers located at a branch nearest your property address.